Terms of Service


Effective date: September 8, 2025
Company: Kattie Morrow LLC (“Kattie Morrow LLC,” “we,” “us,” “our”)
Contact: support@kattiemorrow.com

By visiting our site, joining a free challenge, or purchasing any product, you agree to these Terms. Please read them—using our site or products means you accept them.

Using our site and offers
• You must be 16+ to use our site or enroll in any offer.
• Do not share your login, scrape our content, or attempt to bypass security or site features.
• We may update these Terms at any time; the latest version will always be posted here.

What we offer
We provide educational content: digital downloads, courses, challenges, programs, and group calls focused on fitness, nutrition, mindset, and manifestation. Nothing here is medical, nutrition, legal, or financial advice.

Health and results disclaimer
Always consult your physician or qualified health provider before starting any fitness or nutrition program. You are responsible for your own health and safety. Results vary. We do not guarantee specific outcomes, earnings, weight loss, or timeframes—even when sharing testimonials.

Payments, refunds, and access
• Prices are shown at checkout and may change without notice. Taxes and processor fees may apply.
• Digital products and replays are non-refundable unless a specific refund policy is stated on that product’s checkout page.
• For payment plans, you agree to complete all installments. Late or missed payments may pause access until resolved.
• Chargebacks for delivered digital goods are not permitted; contact support@kattiemorrow.com for help first.
• We may revoke access for abuse, nonpayment, or violation of these Terms.

Intellectual property
All content (videos, audios, PDFs, text, designs, brand assets) is owned by Kattie Morrow LLC or licensed to us. Your purchase grants personal, non-transferable use. Do not redistribute, resell, share, upload to public drives, or create derivative works without written permission. You may quote brief excerpts with clear credit and a link back.

Community guidelines
Be kind. No harassment, hate speech, spam, or unrelated self-promotion. Respect confidentiality—what others share in groups and calls stays there. We may remove anyone who violates these guidelines without refund.

Testimonials and user content
If you share wins, comments, or testimonials with us (text, audio, video, images), you grant us permission to use them for marketing in any media, with your first name/initials and general location unless you ask us not to (email support@kattiemorrow.com).

Third-party tools and links
We use platforms such as Podia (hosting/checkout), Stripe/PayPal (payments), ActiveCampaign (email), and analytics/ad pixels (e.g., Meta). They have their own terms and privacy policies. We are not responsible for third-party sites or services.

No warranties
Everything is provided “as is” and “as available.” We do not guarantee uninterrupted access, error-free content, or specific results.

Limitation of liability
To the fullest extent allowed by law, we are not liable for indirect or consequential damages (including lost profits or data). Our total liability for any claim is limited to the amount you paid us for the specific product or program in the 30 days before the claim, or $100, whichever is greater.

Indemnity
You agree to hold Kattie Morrow LLC harmless from claims arising out of your use of our site or offers, your breach of these Terms, or your violation of law or third-party rights.

Termination
We may suspend or terminate access at any time for any reason, including violations of these Terms. You may stop using our site or offers at any time.

Governing law
These Terms are governed by the laws of the State of California (without regard to conflict-of-law rules). Courts located in Los Angeles County, California, have exclusive jurisdiction for any permitted court action.

Changes
We may update these Terms at any time. If we make material changes, we will update the effective date above. Your continued use means you accept the new Terms.